• 3 Simple Ways To Save Money On Your Homeowners Insurance

    When you purchase a house, especially if you have a mortgage, you may be required to also purchase mortgage insurance. Even if you aren't required to carry insurance on your home, it is always a good idea to be protected, which is why you should always have insurance. However, just because you should carry insurance doesn't mean that you need to break the bank to have it. Here are a couple simple things that you can do to save money on your homeowner's insurance.

  • Offset The Cost Of Adding Your Teenage Driver To Your Auto Insurance Policy

    Adding a teenage driver to your auto insurance policy typically increases the policy rates a lot. While no one wants the cost of their insurance policy to increase, for many, such a staggering increase puts a huge dent in the monthly budget. Fortunately, there are several ways that you can offset the cost of adding your teenage driver to your car insurance policy. Choose a Car That's Cheaper to Insure

  • When Nature Strikes Your Car: What Does Your Insurance Cover?

    Car owners can prevent car accidents by being alert and practicing defensive driving techniques, but some incidents involving your vehicle may be out of your control. When accidents occur due to storms and other nature-related issues, you'll want to make sure you have the right auto insurance. Understanding what your policy covers is one of the best ways to prepare for when disaster strikes your car. Here are three different scenarios that can be covered with a comprehensive car insurance policy.

  • The Difference Between A High-Deductible Health Plan And A Health Savings Account

    Discussions about health savings accounts sometimes fail to emphasize that the financial account is separate from the insurance policy. Individuals seeking to purchase health insurance can make a more informed decision by understanding the difference between a health savings account and a high-deductible health plan. The health insurance policy, referred to as an HDHP, is usually obtained first. Once you have been approved for insurance coverage, you are ready to open the financial account, referred to as an HSA.

  • Is Your Home Covered For Tornado Damage?

    While certain areas of the country are more at risk for tornadoes than others, if the conditions are right, a nasty storm can spawn a tornado anywhere. Fortunately, standard home insurance policies generally cover damage caused by windstorms, including tornadoes. But buying home insurance is just one step toward protecting against losses caused by windstorms. Although damage to your home and its contents usually is covered up to the limits designated in your policy, the amount of coverage policies provide for basic perils vary.