• Make Filing A Claim After A Natural Disaster Easier

    When you live in an area that is prone to natural disasters, it is important to have your insurance paper work in place. This will make it easier to file your claims when you need to. This will take you through the things you can do before the disaster to streamline the process. Understand Your Coverage Many policies will exclude some natural disasters from coverage. U.S News and World Report recommends that you review your policy to see if you need to purchase additional insurance to cover flooding and earthquakes.

  • 5 Obscure Auto Insurance Discounts To Look Out For

    Auto insurance is something that every driver needs but dreads paying for. In 2014, drivers across the United States paid an average of $907.38 in auto insurance premiums. Given today's high auto insurance rates, it's little wonder that many drivers are always on the hunt for just about any discount. However, there are a few auto insurance discounts that even the savviest driver has yet to stumble upon. Here's a brief list of discounts you might qualify for, but haven't noticed.

  • 5 Things You Didn't Realize Affect Your Auto Insurance Rates

    When you get auto insurance, you should shop around for the best rate. It is important to understand what affects the rates that you are offered. Understanding this may help you to qualify for a better rate. Some of the factors are not under your control, but some are, and you may want to look at improving them. Your Driving Record This is the part of your history that is most under your control.

  • 3 Things You Need To Know Before Purchasing Your First Home Insurance Policy

    If you're purchasing your first home, you may be overwhelmed by the number of things you'd never considered before. One of those things is home insurance and the prospect of policy shopping, which is enough to send fear into the hearts of even experienced home owners. Below are three things you should know before purchasing your first policy, which is knowledge that can help you in the long run.  1. Know What Standard Coverage Consists Of 

  • Making Smart Choices & Working Together: Keeping Your Insurance Costs Low Even With A Teenage Driver

    It is a commonly known fact that young drivers generally cost more to insure than experienced drivers and that adding your teenager to your insurance policy will drive up your premium. However, if you employ a few of the tricks below, you may be able to keep your teen driver's premium low.  Assign A Specific Car To Your Teenager  If you are not purchasing your teenager their own vehicle to drive, but are going to let them drive one of the vehicles you already have, you can save on your insurance rates by assigning a specific vehicle to your teenager instead of giving them blanket permission on your insurance to drive all of your vehicles.