• Making Smart Choices & Working Together: Keeping Your Insurance Costs Low Even With A Teenage Driver

    It is a commonly known fact that young drivers generally cost more to insure than experienced drivers and that adding your teenager to your insurance policy will drive up your premium. However, if you employ a few of the tricks below, you may be able to keep your teen driver's premium low.  Assign A Specific Car To Your Teenager  If you are not purchasing your teenager their own vehicle to drive, but are going to let them drive one of the vehicles you already have, you can save on your insurance rates by assigning a specific vehicle to your teenager instead of giving them blanket permission on your insurance to drive all of your vehicles.

  • 2 Ways You Could Temper The Sting Of Insurance Rates Because Of Your Teen Driver

    When your teen reaches the age when they can finally get their driver's license, it can be a bittersweet moment as a parent for sure. On one hand, you will be excited to reach a new milestone and see your child become more self-reliant, meaning you will no longer have to be the chauffeur at all hours of the day and night. However, along with this new freedom comes a lot of worry on your part about your teen being a safe driver and how much your insurance rates may change.

  • 3 Surprising Things That Are Increasing Your Auto Insurance Rates

    You probably know that auto insurance rates go up when you have tickets or accidents on your record, but there are other factors that can really increase your rates, some of them surprising.  While there's not a lot you may be able to do about some of these factors, when it does come time to make a change, they're certainly important to keep in mind. 1. Where You Live.  Most people don't consider this, but the zip code you live in can make a big difference when it comes to your car insurance rates.

  • Exposing Some Popular Misconceptions About Flood Insurance Policies

    Floods are threats that have the potential to cause substantial damages to your home and possessions. While there are insurance policies that can help keep you safe from the financial consequences of these natural disasters, you may not be able to take full advantage of this protection if you are poorly informed about flood insurance. After exposing the following couple of misconceptions about flood insurance, you will be in a stronger position to make smart choices to keep your home safe from flood damage.

  • 3 Big Things That Limit What Insurance Companies Pay Out

    Insurance policy documents can seem like a briar patch of confusing language and fine print. If you are trying to figure out some of the biggest limitations on your insurance contract, whether it's home, auto, major medical or some other type of policy, these items often come into play. The Deductible The deductible is one of the most common, and least understood, elements of an insurance policy. However, it plays a crucial role in helping customers and companies negotiate, and in setting premium rates.

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