• What Are The Boat Insurance Requirements In The State Of Texas?

    Being a boat owner and living in Texas may not seem to go together. The public perception of the state of Texas may be one of lots of wide open land and plenty of oil, but not a great deal of water. In fact, the spectacular Rio Grande river runs throughout the state, as well as the Red River and the Brazos River. To best enjoy these beautiful rivers, it's ideal to maintain your own boat, but what kind of insurance do you need?

  • 5 Distractions Teens Must Eliminate For Safe Driving

    When you think of driving distractions, especially for teens, the first thing you think about is texting while driving. However, this is not the only distraction that teens have to deal with. There are several others that should be avoided as well, including the following: 1. Pets in the Vehicle. Your four-legged furry friend may enjoy a ride in the car, but this can create a very dangerous situation. This is particularly true with younger, newer drivers who are not as experienced driving on the road with distractions.

  • 3 Ways To Lower Your Homeowners Insurance Premium

    Do you feel like you are paying too much for your homeowners insurance? If so, then there may be some ways that you can save with a few minor adjustments to your policy. Home insurance premiums can be a major annual expense, which is why it is important that you are comfortable with your monthly payments. To ensure you are able to find savings in your insurance policy, you may want to consider:

  • 3 Ways To Cut Insurance Rates On Your Next Home

    Are you in the market for a new home? If so, you likely have concerns about your home insurance costs increasing. To ensure your new home allows you to obtain affordable homeowners insurance, there are a few tips and factors to consider when shopping for your next home, such as buying a home that: Is near a Fire Station: If your new home is not within 5 miles of a nearby fire station, then you could be hit with an extra 20% on your insurance premium.

  • 3 Effective Ways To Protect Your Home

    We live in a world that is full of the unknowns. As a homeowner, this can be scary. In order to protect your home from different scenarios, these steps can be taken. Purchase HO-2 Home Insurance When you first get a home, it's important to get insurance for it. That way, if something happens to your property, you don't have to worry about paying for all of the damages. One of the best types of home insurance to get through a company like Kerr Agency is HO-2.