• Do You Need Insurance in the Winter?

    As the winter season approaches, you might have unique needs when it comes to insurance. While you may not need insurance for a vehicle you don't use in the cold season, you should add insurance for other vehicles. Here is what you should know about insurance in the winter for different types of vehicles. Car Insurance The first type of insurance you may need winter insurance coverage for is with your car.

  • 3 Things To Consider When Shopping To Lower Your Car Insurance Rates

    Car insurance is something that every driver needs to have. Not only does it help protect you financially in the event of an accident, it is actually a law in most states. If you currently have car insurance and you want to shop around for a better rate, here are three things you need to keep in mind. 1. The minimum coverage requirements for your state and/or lender. Whenever you want to see if you can find cheaper car insurance rates, first you need to check on the minimum coverage requirements for your state of residence.

  • Are Your Car Insurance Premiums Increasing With Age? Three Ways You Can Save

    Car insurance rates can fluctuate based on your age and your lifestyle. As you approach retirement age and beyond, you may notice that your renewal rates start to increase. Most insurance companies automatically classify older drivers as higher-risk clients because of the potential for cognitive decline, slower reaction times and some age-related health risks. If your insurance company is increasing your rates, here are some tips to help you deal with it.

  • How To Get Cheaper Insurance When You Have A DUI On Your Record

    When you have a DUI on your record, it can be difficult to get quality insurance. You must have auto insurance in order to drive, so you still have to place coverage on your vehicle even when traditional insurance companies won't allow you to be on their premiums. Learn how you can get cheaper insurance when you have a DUI hanging over your head, so you can drive legally and safely on the road.

  • Protect Those Pearly-Whites With Dental Insurance

    It makes sense to check out the options that you have regarding dental insurance coverage, often offered through your employer. If you are self-employed or without the option in your current work situation, it could be fiscally beneficial to seek out dental plans independently, which will ensure that routine procedures aren't coming out of your pocket when you visit your provider. Talk with insurance carriers regarding your options, or visit the human resource department at work to ascertain what plans are available and how much premiums will cost.

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