When Nature Strikes Your Car: What Does Your Insurance Cover?
Car owners can prevent car accidents by being alert and practicing defensive driving techniques, but some incidents involving your vehicle may be out of your control. When accidents occur due to storms and other nature-related issues, you'll want to make sure you have the right auto insurance. Understanding what your policy covers is one of the best ways to prepare for when disaster strikes your car. Here are three different scenarios that can be covered with a comprehensive car insurance policy.
The Difference Between A High-Deductible Health Plan And A Health Savings Account
Discussions about health savings accounts sometimes fail to emphasize that the financial account is separate from the insurance policy. Individuals seeking to purchase health insurance can make a more informed decision by understanding the difference between a health savings account and a high-deductible health plan. The health insurance policy, referred to as an HDHP, is usually obtained first. Once you have been approved for insurance coverage, you are ready to open the financial account, referred to as an HSA.
Is Your Home Covered For Tornado Damage?
While certain areas of the country are more at risk for tornadoes than others, if the conditions are right, a nasty storm can spawn a tornado anywhere. Fortunately, standard home insurance policies generally cover damage caused by windstorms, including tornadoes. But buying home insurance is just one step toward protecting against losses caused by windstorms. Although damage to your home and its contents usually is covered up to the limits designated in your policy, the amount of coverage policies provide for basic perils vary.
Make Filing A Claim After A Natural Disaster Easier
When you live in an area that is prone to natural disasters, it is important to have your insurance paper work in place. This will make it easier to file your claims when you need to. This will take you through the things you can do before the disaster to streamline the process. Understand Your Coverage Many policies will exclude some natural disasters from coverage. U.S News and World Report recommends that you review your policy to see if you need to purchase additional insurance to cover flooding and earthquakes.
5 Obscure Auto Insurance Discounts To Look Out For
Auto insurance is something that every driver needs but dreads paying for. In 2014, drivers across the United States paid an average of $907.38 in auto insurance premiums. Given today's high auto insurance rates, it's little wonder that many drivers are always on the hunt for just about any discount. However, there are a few auto insurance discounts that even the savviest driver has yet to stumble upon. Here's a brief list of discounts you might qualify for, but haven't noticed.
