4 Surprising Things Your Home Insurance Policy Might Not Cover
Homeowners insurance is one of those things you pay for but hope you never have to use. Unfortunately, it's usually not until a homeowner needs to use their insurance policy that they realize the coverage they had might not have been enough. In fact, there are some surprising things that you would probably expect your home insurance policy to cover but be surprised to learn otherwise. Flood Damage While many forms of water damage usually are covered by home insurance (such as that caused by a burst pipe), flood damage is considered a completely separate situation.
4 Tips To Lower The Cost Of Your Auto Insurance
Keeping the costs of your auto insurance down will allow you to save money year round. This is one thing you'll need to avoid a financial disaster if you're involved in a collision. Being able to drive will allow you to maintain lots of independence, but you will want to have the right amount of coverage for your peace of mind. It's ideal to know tips that can assist in your reducing auto insurance bills to help you save money.
How To Prevent Vehicle Theft
When you choose car insurance (from a provider such as Family Insurance Centers), you might look for a policy that has theft and vandalism coverage. However, even if you have protection from thefts, it is also important to do everything you can to avoid theft in the first place. Install an Anti-Theft System You can start by having a high-quality anti-theft decide installed in your vehicle. This not only helps to prevent your car from theft, but it can help to lower your car insurance rate as well.
How Insuring A Boat Is Not Like Insuring A Car
If you are considering buying a new boat,, or you have just bought one, the next step is to protect your boat with a healthy amount of insurance. You may think you will need a lot of insurance, since a boat is a "water car," right? Well, no, you actually different types of coverage on a boat than you do with a car. Here is how insuring a boat is nothing like insuring a car.
3 Reasons Why You May Need Additional Long-Term Disability Insurance
Are you financially protected in the event that you suffer a long-term disability? Many workers have coverage for disability through their employer benefits. Others may be covered under Social Security disability, depending on the type of disability that they suffer. However, those programs usually only replace a fraction of your current income. Depending on the severity of your injury, you may have difficulty continuing your lifestyle if you're relying on employer or Social Security disability benefits.
