5 Things You Didn't Realize Affect Your Auto Insurance Rates
When you get auto insurance, you should shop around for the best rate. It is important to understand what affects the rates that you are offered. Understanding this may help you to qualify for a better rate. Some of the factors are not under your control, but some are, and you may want to look at improving them. Your Driving Record This is the part of your history that is most under your control.
3 Things You Need To Know Before Purchasing Your First Home Insurance Policy
If you're purchasing your first home, you may be overwhelmed by the number of things you'd never considered before. One of those things is home insurance and the prospect of policy shopping, which is enough to send fear into the hearts of even experienced home owners. Below are three things you should know before purchasing your first policy, which is knowledge that can help you in the long run. 1. Know What Standard Coverage Consists Of
Making Smart Choices & Working Together: Keeping Your Insurance Costs Low Even With A Teenage Driver
It is a commonly known fact that young drivers generally cost more to insure than experienced drivers and that adding your teenager to your insurance policy will drive up your premium. However, if you employ a few of the tricks below, you may be able to keep your teen driver's premium low. Assign A Specific Car To Your Teenager If you are not purchasing your teenager their own vehicle to drive, but are going to let them drive one of the vehicles you already have, you can save on your insurance rates by assigning a specific vehicle to your teenager instead of giving them blanket permission on your insurance to drive all of your vehicles.
2 Ways You Could Temper The Sting Of Insurance Rates Because Of Your Teen Driver
When your teen reaches the age when they can finally get their driver's license, it can be a bittersweet moment as a parent for sure. On one hand, you will be excited to reach a new milestone and see your child become more self-reliant, meaning you will no longer have to be the chauffeur at all hours of the day and night. However, along with this new freedom comes a lot of worry on your part about your teen being a safe driver and how much your insurance rates may change.
3 Surprising Things That Are Increasing Your Auto Insurance Rates
You probably know that auto insurance rates go up when you have tickets or accidents on your record, but there are other factors that can really increase your rates, some of them surprising. While there's not a lot you may be able to do about some of these factors, when it does come time to make a change, they're certainly important to keep in mind. 1. Where You Live. Most people don't consider this, but the zip code you live in can make a big difference when it comes to your car insurance rates.
